How to actually get your finances in order for 2019

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By TEAM COMMERCEMashable Deals2018-12-27 10:00:00 UTC

Why is it that we were taught the intricacies of square dancing in grade school but not even so much as an introduction to what a 401k is during our formative years? Why was it embedded in our brains that mitochondria is the powerhouse of the cell but we have no clue about the basics of money management?

It’s no wonder Americans are so bad with money.

If you want to get a better handle on your finances, the courses and services below will help you build healthy financial habits — 2019 is the year to get your shit together. (Financially speaking, at least.)

Look, there’s no problem in treating yourself once in a while, but you should know how to create a budget, so you have a clear idea on what you actually spend your hard-earned dollars on. CoinKeeper is an app that makes budgeting a cakewalk, as it uses an intuitive drag and drop coin-based system to track your finances. You can monitor and segment your expenditures using tags, and you can set spending limits on each category so you can get notified when you’ve already spent too much on cold brew. You can also input when you get paid and when your bills are due which can help in avoiding hefty late payment fees.

The sale price for the CoinKeeper Platinum Subscription is $39.99, but you can get it today for $32.39 with the coupon code NEWYEAR2019.

The crypto industry is looking a little bleak at the moment, but the market is still very much volatile, and you never know when a sudden boom will strike. When that happens, you need to be prepared, and this master class could help you make some serious gains. It will take you through the basics of cryptocurrency, show you how trading works, and equip you with tips on how to make considerable profits. By training’s end, you’ll get a CPD-certified diploma to validate your newly acquired skills.

This class is typically on sale for $19, but you can get it today for $15.39 with the coupon code NEWYEAR2019.

Whether you’re looking to eliminate debt, optimize your income, boost your credit score, or plan for retirement, this collection of courses taught by renowned money gurus could help you achieve your financial goals. There are courses dedicated to building up savings, cost-cutting diversifying investments, and negotiating for a higher salary. There are also lessons on starting a profitable side hustle and streamlining financial planning for freelancers and creatives.

This bundle is typically on sale for $59, but you can get it today for $47.79 with the coupon code NEWYEAR2019.

If you want a career in finance, this set of courses is a fantastic primer on the world of money. You’ll begin with familiarizing yourself with the fundamentals of accounting, then move on to more complex concepts like asset management, financial modeling, and valuation. You’ll also explore the different tools used in finance — most prominently Excel — which would help you work faster and better.

This bundle is typically on sale for $89, but you can get it today for $72.09 with the coupon code NEWYEAR2019.

If you really want to get good at crunching numbers, this boot camp will help supercharge your accounting skills. You’ll get to explore the different aspects of bookkeeping, like managing payroll, reconciling payments, tracking sales, and balancing sheets. Want to improve the finances of your personal business? There’s a course on that, too. You’ll learn all about interest, debits, and credits, as well as assessing investments.

Normally $1,975, you can get this bootcamp bundle today for the price you pick.